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Royal Enfield Bear 650 EMI Calculator

Royal Enfield Bear 650 EMI starts at ₹32,956 per month for a time period of 12 months at 12 % interest rate for a loan amount of ₹3,70,933. If you are Looking for a Royal Enfield Bear 650 EMI calculator, try BikeJunction’s bike EMI calculator. Our bike EMI calculator gives you a complete break-up of the total monthly EMI payable for Royal Enfield Bear 650. You just have to enter the down payment, preferred interest rate and the time period for the loan of Royal Enfield Bear 650. With our EMI calculator for bikes, electric bikes, and scooters, you can easily calculate the instalments for Royal Enfield Bear 650 after reducing the down payment amount.

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Calculate Loan EMI

Brand

Model

Variant

Royal Enfield

Edit

Bear 650 Petrol Green and Wild Honey

₹7,284EMI For 5 years

Loan amount : ₹3,42,840

Down Payment

₹ 0

₹ 2.86 Lakh

Tenure

6 months

5 year

60 Months

Interest

20%

Months	Principal Amt	Interest	Balance
6	₹3,42,840	₹10,068	₹3,52,908
12	₹3,42,840	₹18,852	₹3,61,692
24	₹3,42,840	₹36,840	₹3,79,680
36	₹3,42,840	₹55,392	₹3,98,232
48	₹3,42,840	₹74,520	₹4,17,360
60	₹3,42,840	₹94,200	₹4,37,040

Disclaimer: The calculation performed by EMI Calculator is based on the information you entered and is for illustrative purposes only. This calculation reflects amounts in Indian Rupee rounded to the nearest whole figure. Estimated monthly payments DO NOT include any processing or other possible fees which may depend on the financial institution / banks. All loan figures are based upon non-commercial usage and are subject to credit approval from an independent lending source. Actual down payment and resulting monthly payments may vary depending upon type and use of vehicle, regional lender requirements, and the strength of your credit. Check with your dealer for exact monthly payment.

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Bank Name	Banks	Interest
ICICI		9% p.a. onwards
Yes		9% p.a. onwards
HDFC		9% p.a. onwards

Royal Enfield Bear 650 Down Payment and EMI

Bear 650 Variants	Down Payment	Loan (@10%)	EMI (36 months)
Bear 650 Petrol Green and Wild Honey₹ 3.81 Lakh	₹ 38,093	₹ 3.43 Lakh	₹ 11,062
Bear 650 Broadwalk White₹ 3.75 Lakh	₹ 37,539	₹ 3.38 Lakh	₹ 10,902
Bear 650 Golden Shadow₹ 3.89 Lakh	₹ 38,868	₹ 3.50 Lakh	₹ 11,288
Bear 650 Two Four Nine₹ 3.98 Lakh	₹ 39,754	₹ 3.58 Lakh	₹ 11,545

Bear 650 Price in India

Check EMI of Similar Bikes

Royal Enfield Bear 650 User Reviews

4.3

Overall

Based on 33 Reviews

4 Rating

Torque Feel & Weight Balance

While opening the throttle on open roads, mid-range pull feels strong and usable. Kerb weight of 216 kg gives the bike a solid feel, especially at cruising speeds. Handling feels predictable, and the bike stays stable on longer rides. This one suits riders who prefer confident road presence.

10 Feb 2026|Chetan Verma

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Unhelpful

5 Rating

Bold Power with Comfort

The Bear 650 feels powerful and confident on the road. Its 648cc engine delivers strong performance while staying smooth at higher speeds. The bike feels stable and comfortable for long rides. I enjoy its bold design and solid feel. It suits riders who want power without losing comfort.

7 Feb 2026|Aarav Sharma

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5 Rating

Strong with Character

The Bear 650 feels tough and confident on all kinds of roads. The 648cc engine provides strong torque and smooth power. The suspension handles rough patches well, and the bike feels solid. I enjoy its bold design and steady ride.

21 Jan 2026| Jayan Nair

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Unhelpful

5 Rating

Scrambler Ready for Rough Roads

The 184 mm ground clearance and MRF dual-purpose tyres make this scrambler ready for light trails and rough roads. The 18 kmpl mileage and the 830 mm saddle height which gives a very tall riding position. It weighs 216 kg and includes modern features like a full TFT digital display with comprehensive Google Maps integration.

14 Jan 2026|Daksh Aggarwal

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