Honda SP 160 EMI Calculator
Honda SP 160 EMI starts at ₹3,791 per month for a time period of 36 months at 10 % interest rate for a loan amount of ₹1,17,464. If you are Looking for a Honda SP 160 EMI calculator, try BikeJunction’s bike EMI calculator. Our bike EMI calculator gives you a complete break-up of the total monthly EMI payable for Honda SP 160. You just have to enter the down payment, preferred interest rate and the time period for the loan of Honda SP 160. With our EMI calculator for bikes, electric bikes, and scooters, you can easily calculate the instalments for Honda SP 160 after reducing the down payment amount.
Calculate Honda SP 160 Bike Loan EMI
Down Payment
₹0₹1,29,270
Interest Rate
8%20%
Loan Period ( months )
660
On-Road Price
₹1,29,270
EMI for 36 months
₹3,791/month
Payable Amount in 36 months
₹1,36,476
Loan Amount
₹1,17,464
Total Interest
₹19,012
Principal 86.1%Interest 13.9%
| months | Principal Amount | Interest | Balance |
|---|---|---|---|
| 6 | ₹1,17,464 | ₹3,454 | ₹1,20,918 |
| 12 | ₹1,17,464 | ₹6,460 | ₹1,23,924 |
| 24 | ₹1,17,464 | ₹12,640 | ₹1,30,104 |
| 36 | ₹1,17,464 | ₹19,012 | ₹1,36,476 |
| 48 | ₹1,17,464 | ₹25,576 | ₹1,43,040 |
| 60 | ₹1,17,464 | ₹32,296 | ₹1,49,760 |
Disclaimer: The calculation performed by EMI Calculator is based on the information you entered and is for illustrative purposes only. This calculation reflects amounts in Indian Rupee rounded to the nearest whole figure. Estimated monthly payments DO NOT include any processing or other possible fees which may depend on the financial institution / banks. All loan figures are based upon non-commercial usage and are subject to credit approval from an independent lending source. Actual down payment and resulting monthly payments may vary depending upon type and use of vehicle, regional lender requirements, and the strength of your credit. Check with your dealer for exact monthly payment.
Honda SP 160 Down Payment and EMI
| SP 160 Variants | Down Payment | LOAN (@10%) | EMI (36 months) |
|---|---|---|---|
SP 160 Single Disc₹ 1.29 Lakh | ₹ 11,806 | ₹ 1.17 Lakh | ₹ 3,791 |
SP 160 Double Disc₹ 1.35 Lakh | ₹ 12,357 | ₹ 1.23 Lakh | ₹ 3,965 |
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Honda SP 160 User Reviews
Based on 20 Reviews
5 Rating
Fits Into My Riding Routine
I usually keep my SP 160 ready for work, errands, and quick rides around town. The 12 L fuel capacity means I can fill up and get on with my week without thinking about fuel every day. Bluetooth has been nice when I need directions, especially when I am travelling somewhere unfamiliar. I connect my phone before leaving and then forget about it. After a few weeks, these things have simply become part of how I use the bike.
18 Sept 2026|Shaurabh
Helpful (1)
Unhelpful 1 Rating
Made for Real-World Roads!
The SP 160 feels like a bike that was designed by people who actually ride every day. The switchgear is straightforward and easy to operate, which is something I appreciate during busy rides through the city. I also use the hazard lights whenever traffic gets messy or comes to an unexpected stop. It's a simple feature, but it helps make the bike more noticeable to others around me. Little things like this make a difference over time.
24 Jun 2026|Kunal Mathur
Helpful Unhelpful (1)5 Rating
Smooth and Refined Performer
The Honda SP 160 feels premium in the 160cc segment. The engine is smooth, and the build quality is solid. It rides well in both city and highway conditions, and the brakes offer good confidence. It also looks sharp and stylish. It’s a reliable option for those who want a slightly more powerful commuter.
26 Nov 2025|Prakash Gupta
Helpful Unhelpful (2)5 Rating
Sporty Commuter
I use the Honda SP 160 for both city and occasional long rides. The 162cc engine is smooth and refined, and mileage of 50 km/l is decent. The digital console and sharp design look modern. The bike is slightly heavier, which may bother some in traffic. Overall, it’s a stylish daily commuter with extra power.
3 Nov 2025|Mihir Sen
Helpful Unhelpful (1)5 Rating
Meri Favourite Bike
Mujhe SP 160 bike m bhut si quality achi lagti hai. EK to iski mileage bhut hi achi hai sath hi iske engine ki voice superb hai. Maintenance ki baat karu to ye bike kam kharchili hai.
21 Aug 2025|Arpit Kumar
Helpful (2)Unhelpful 5 Rating
Powerful Highway Ride
The Honda SP 160 impressed me with its refined engine and smooth gear shifts. It’s powerful enough for quick overtakes and still manages good mileage. The ride feels stable even at higher speeds, and the design gives it a sporty edge compared to other commuter bikes. The best part is that the bike comes with Bluetooth & mobile connectivity.
18 Aug 2025|Ankit Thakur
Helpful (2)Unhelpful 
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Frequently Asked Questions
Q. How Much Is The EMI For Honda SP 160?
A. The EMI for Honda SP 160 depends on the principal amount, loan amount, loan time period and the interest rate charged by various lenders.
Q. How Much Is The Interest Rate For Honda SP 160?
A. The interest rate for Honda SP 160 depends on the bank and lending institution. Generally, the interest rate ranges between 9.7% per annum to 15% per annum.
Q. What Is The The Ex-Showroom Price Of Honda SP 160?
A. The ex-showroom price of Honda SP 160 in India is ₹ 118060.
Q. What Will Be The EMI For Honda SP 160 At 10000 Down Payment At 12 % For 12 Months?
A. For the down payment of 10000 at an interest rate of 12 % and if loan tenure is 12 months, the monthly EMI would be ₹9,601
Q. How To Calculate Monthly EMI For Honda SP 160?
A. The monthly EMI for Honda SP 160 can be calculated with the formula of P x R x (1+R)^N / [(1+R)^N-1. Here, P is the Principal amount of the loan, R is the interest rate, and N is the number of monthly instalments for Honda SP 160.
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