Honda SP 125 EMI Calculator
Honda SP 125 EMI starts at ₹2,893 per month for a time period of 36 months at 10 % interest rate for a loan amount of ₹89,648. If you are Looking for a Honda SP 125 EMI calculator, try BikeJunction’s bike EMI calculator. Our bike EMI calculator gives you a complete break-up of the total monthly EMI payable for Honda SP 125. You just have to enter the down payment, preferred interest rate and the time period for the loan of Honda SP 125. With our EMI calculator for bikes, electric bikes, and scooters, you can easily calculate the instalments for Honda SP 125 after reducing the down payment amount.
Calculate Honda SP 125 Bike Loan EMI
Down Payment
₹0₹98,698
Interest Rate
8%20%
Loan Period ( months )
660
On-Road Price
₹98,698
EMI for 36 months
₹2,893/month
Payable Amount in 36 months
₹1,04,148
Loan Amount
₹89,648
Total Interest
₹14,500
Principal 86.1%Interest 13.9%
| months | Principal Amount | Interest | Balance |
|---|---|---|---|
| 6 | ₹89,648 | ₹2,638 | ₹92,286 |
| 12 | ₹89,648 | ₹4,936 | ₹94,584 |
| 24 | ₹89,648 | ₹9,640 | ₹99,288 |
| 36 | ₹89,648 | ₹14,500 | ₹1,04,148 |
| 48 | ₹89,648 | ₹19,504 | ₹1,09,152 |
| 60 | ₹89,648 | ₹24,652 | ₹1,14,300 |
Disclaimer: The calculation performed by EMI Calculator is based on the information you entered and is for illustrative purposes only. This calculation reflects amounts in Indian Rupee rounded to the nearest whole figure. Estimated monthly payments DO NOT include any processing or other possible fees which may depend on the financial institution / banks. All loan figures are based upon non-commercial usage and are subject to credit approval from an independent lending source. Actual down payment and resulting monthly payments may vary depending upon type and use of vehicle, regional lender requirements, and the strength of your credit. Check with your dealer for exact monthly payment.
Honda SP 125 Down Payment and EMI
| SP 125 Variants | Down Payment | LOAN (@10%) | EMI (36 months) |
|---|---|---|---|
SP 125 Std₹ 98,698 | ₹ 9,050 | ₹ 89,648 | ₹ 2,893 |
SP 125 DLX₹ 1.07 Lakh | ₹ 9,809 | ₹ 97,093 | ₹ 3,133 |
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Honda SP 125 User Reviews
Based on 68 Reviews
5 Rating
Refined daily commuter that takes the pain out of city traffic!
I’ve been using this for my daily office commute for over six months.Its well balanced weight help me slicing through tight traffic and taking quick U-turns feels incredibly light and effortless. Even with aggressive riding across mixed city routes, it consistently delivers an impressive 63 kmpl mileage, keeping my weekly fuel expenses super low. The rear tyre feels a bit slim on quick highway sweeps, but for everyday comfort, light handling, and rock-solid fuel efficiency, it’s spot on.
14 Oct 2026|Rupesh
Helpful 
Unhelpful 4 Rating
The SP 125 Feels Easy To Handle
After riding the SP 125 for some time, its balanced weight has become something I value in crowded areas. Turning into narrow lanes or moving the bike into a parking spot does not require much effort. The class leading TFT display gives me a more updated feel when I sit on the bike. It is easy to glance at while riding and does not feel distracting. I spend a lot of time dealing with traffic, so the bike’s manageable feel matters more to me than having an aggressive setup.
18 Sept 2026|Shubham
Helpful Unhelpful (1)4 Rating
My Smart & Economic Daily Rider!
This bike is easily one of the best choices for daily city rides. The engine is super refined and starts silently without any annoying noise. Delivering a fantastic 62 kmpl mileage, it saves so much petrol money every single month. The colorful TFT display looks premium and gives all the important details like speed and gear position very clearly. It is not built for high-speed highway racing, but for comfortable, stylish, and ultra affordable daily commuting, it is a total winner.
2 Sept 2026|Yash Gupta
Helpful Unhelpful (1)4 Rating
Convenient USB Charging And Safe Tubeless Ride
Staying connected on the go is completely hassle-free with a built-in USB Type-C charger that keeps your phone powered up throughout your daily trips. Riding through unpredictable city roads is just as worry free because tubeless tyres lower the risk of sudden air loss from punctures. The tires maintain a solid grip on wet or uneven surfaces, making the Honda SP 125 a great daily commuter that keeps you safe and fully charged everywhere you go.
1 Sept 2026|Tejas Shah
Helpful (1)Unhelpful 5 Rating
Small Features Made a Big Difference!
The Honda SP 125 feels like a premium commuter without costing too much to own. The digital instrument console is clear and easy to read, even in bright sunlight. I also love the silent start system, which makes every morning ride smooth and quiet. The bike returns good mileage, so fuel costs stay under control. My only small complaint is that the seat could have been a little softer for longer rides, but overall, I'm very happy with it.
20 Aug 2026|Tushar Iyer
Helpful Unhelpful (1)5 Rating
The Ultimate Budget Commuter!
This bike has been an absolute lifesaver for the daily grind, consistently delivering a massive 63 kmpl mileage that keeps fuel stops few and far between. For me it stands out as an incredibly budget friendly bike, keeping both the initial cost and monthly running expenses remarkably low without sacrificing performance. It is the perfect choice for anyone looking to slash their daily travel expenses with a smooth, dependable, and highly efficient runner.
3 Aug 2026|Sunil Rajora
Helpful (1)Unhelpful (1)
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Frequently Asked Questions
Q. How Much Is The EMI For Honda SP 125?
A. The EMI for Honda SP 125 depends on the principal amount, loan amount, loan time period and the interest rate charged by various lenders.
Q. How Much Is The Interest Rate For Honda SP 125?
A. The interest rate for Honda SP 125 depends on the bank and lending institution. Generally, the interest rate ranges between 9.7% per annum to 15% per annum.
Q. What Is The The Ex-Showroom Price Of Honda SP 125?
A. The ex-showroom price of Honda SP 125 in India is ₹ 90498.
Q. What Will Be The EMI For Honda SP 125 At 10000 Down Payment At 12 % For 12 Months?
A. For the down payment of 10000 at an interest rate of 12 % and if loan tenure is 12 months, the monthly EMI would be ₹7,152
Q. How To Calculate Monthly EMI For Honda SP 125?
A. The monthly EMI for Honda SP 125 can be calculated with the formula of P x R x (1+R)^N / [(1+R)^N-1. Here, P is the Principal amount of the loan, R is the interest rate, and N is the number of monthly instalments for Honda SP 125.
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