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Honda SP 125 EMI Calculator

Honda SP 125 EMI starts at ₹6,919 per month for a time period of 12 months at 12 % interest rate for a loan amount of ₹77,878. If you are Looking for a Honda SP 125 EMI calculator, try BikeJunction’s bike EMI calculator. Our bike EMI calculator gives you a complete break-up of the total monthly EMI payable for Honda SP 125. You just have to enter the down payment, preferred interest rate and the time period for the loan of Honda SP 125. With our EMI calculator for bikes, electric bikes, and scooters, you can easily calculate the instalments for Honda SP 125 after reducing the down payment amount.

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Calculate Loan EMI

Brand

Model

Variant

Honda

Edit

SP 125 Std

₹1,681EMI For 5 years

Loan amount : ₹79,090

Down Payment

₹ 0

₹ 65,909

Tenure

6 months

5 year

60 Months

Interest

20%

Months	Principal Amt	Interest	Balance
6	₹79,090	₹2,324	₹81,414
12	₹79,090	₹4,358	₹83,448
24	₹79,090	₹8,510	₹87,600
36	₹79,090	₹12,818	₹91,908
48	₹79,090	₹17,198	₹96,288
60	₹79,090	₹21,770	₹1,00,860

Disclaimer: The calculation performed by EMI Calculator is based on the information you entered and is for illustrative purposes only. This calculation reflects amounts in Indian Rupee rounded to the nearest whole figure. Estimated monthly payments DO NOT include any processing or other possible fees which may depend on the financial institution / banks. All loan figures are based upon non-commercial usage and are subject to credit approval from an independent lending source. Actual down payment and resulting monthly payments may vary depending upon type and use of vehicle, regional lender requirements, and the strength of your credit. Check with your dealer for exact monthly payment.

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Bank Name	Banks	Interest
ICICI		9% p.a. onwards
Yes		9% p.a. onwards
HDFC		9% p.a. onwards

Honda SP 125 Down Payment and EMI

SP 125 Variants	Down Payment	Loan (@10%)	EMI (36 months)
SP 125 Std₹ 87,878	₹ 8,788	₹ 79,090	₹ 2,552
SP 125 DLX₹ 95,465	₹ 9,547	₹ 85,918	₹ 2,772
SP 125 Anniversary Edition₹ 94,069	₹ 9,407	₹ 84,662	₹ 2,732

SP 125 Price in India

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Honda SP 125 User Reviews

4.7

Overall

Based on 61 Reviews

4 Rating

Low Maintenance

The low maintenance costs and Honda’s widespread service support, making long-term ownership hassle-free. Many feel the SP 125 delivers solid value and reliability over time.

20 Feb 2026|Test

Helpful

Unhelpful

4 Rating

Good Looks & Modern Features

The sporty look and modern features like the digital instrument cluster and LED lighting, giving the SP 125 a premium feel in the 125 cc segment. It’s seen as a well-rounded choice for everyday use.

20 Feb 2026|Test

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Unhelpful

5 Rating

Practical, Comfortable & Rider‑Friendly

The Honda SP 125 combines a smooth engine, responsive clutch, and balanced handling, making city rides and occasional highway trips effortless. Its modern design, clear instrumentation, and lightweight frame appeal to new and experienced riders alike.

13 Feb 2026|Siddharth Jain

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Unhelpful

5 Rating

Reliable, Efficient Everyday Commuter

The Honda SP 125 delivers smooth performance from its 125 cc engine with excellent fuel efficiency and effortless rideability, ideal for daily city commuting. Its refined build quality, comfortable ergonomics, and low maintenance make it a practical choice.

13 Feb 2026|Amit Sharma

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Unhelpful

5 Rating

Reliable and Smooth Commuter Bike

The TVS SP 125 offers a comfortable ride with excellent mileage, making it ideal for daily commuting. Its peppy engine and smooth handling make city rides effortless, while the modern design adds a stylish touch. Overall, a dependable and value-for-money motorcycle.

12 Feb 2026|Ram

Helpful

Unhelpful (1)

4 Rating

Smooth Ride and Reliable Performance

The SP 125 offers a comfortable ride with impressive mileage, making it perfect for daily commuting. Its lightweight design ensures easy handling in city traffic, while the engine feels smooth and responsive. Overall, a dependable bike for both beginners and regular riders.

12 Feb 2026|Sudarshan

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Unhelpful

View All Honda SP 125 Reviews