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Bajaj Avenger Cruise 220 EMI Calculator

Bajaj Avenger Cruise 220 EMI starts at ₹10,983 per month for a time period of 12 months at 12 % interest rate for a loan amount of ₹1,23,617. If you are Looking for a Bajaj Avenger Cruise 220 EMI calculator, try BikeJunction’s bike EMI calculator. Our bike EMI calculator gives you a complete break-up of the total monthly EMI payable for Bajaj Avenger Cruise 220. You just have to enter the down payment, preferred interest rate and the time period for the loan of Bajaj Avenger Cruise 220. With our EMI calculator for bikes, electric bikes, and scooters, you can easily calculate the instalments for Bajaj Avenger Cruise 220 after reducing the down payment amount.

Calculate Loan EMI

₹2,556EMI for 5 years
Loan Amount : ₹1,20,255

Down Payment

₹ 0

₹ 1 Lakh

Tenure

6 months

5 years

60 months

Interest

8%

20%

monthsPrincipal AmountInterestBalance
6₹1,20,255₹3,537₹1,23,792
12₹1,20,255₹6,621₹1,26,876
24₹1,20,255₹12,945₹1,33,200
36₹1,20,255₹19,461₹1,39,716
48₹1,20,255₹26,145₹1,46,400
60₹1,20,255₹33,105₹1,53,360

 Disclaimer: The calculation performed by EMI Calculator is based on the information you entered and is for illustrative purposes only. This calculation reflects amounts in Indian Rupee rounded to the nearest whole figure. Estimated monthly payments DO NOT include any processing or other possible fees which may depend on the financial institution / banks. All loan figures are based upon non-commercial usage and are subject to credit approval from an independent lending source. Actual down payment and resulting monthly payments may vary depending upon type and use of vehicle, regional lender requirements, and the strength of your credit. Check with your dealer for exact monthly payment.

Bajaj Avenger Cruise 220 Down Payment and EMI

Avenger Cruise 220 VariantsDown PaymentLOAN (@10%)EMI (36 months)
₹ 13,362₹ 1.20 Lakh₹ 3,880

Avenger Cruise 220 Price in India

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Bajaj Avenger Cruise 220 User Reviews

4.5

Overall

RatingRatingRatingRatingHalf-filled Star

Based on 12 Reviews

4 Rating

Built For Relaxed Roads And Open Horizons

A large windshield may not sound exciting on paper, but it changes the feel of a cruiser. On the Avenger Cruise 220, it makes longer stretches feel more comfortable by keeping the wind away from my upper body. The LED daytime running lights add another nice touch, especially when the bike is viewed from the front. I like that neither feature tries to make the bike look overly complicated. They simply complement its cruiser character. For me, that makes the Avenger Cruise 220 feel ready for leisurely rides.
3 Sept 2026|Jatin
5 Rating

I Started Taking the Longer Way Home!

The 39 kmpl mileage made me less worried about adding a few extra kilometres to my daily rides. Instead of taking the same short route every day, I started trying different roads just for a change. The large windshield made those rides more comfortable by cutting down the wind hitting me. It is a small thing, but I noticed the difference after riding for some time. The Avenger Cruise 220 slowly turned my normal trips into something I looked forward to every day.
20 Aug 2026|Tejas Shah
5 Rating

A Cruiser That Understands Long Rides!

Whenever I plan a long ride, the Avenger Cruise 220 is always my first choice. The 35 kmpl mileage is better than I expected from a cruiser, so I don't end up spending too much on fuel. I also like having the trip meter, clock, and service reminder on the bike. They help me keep track of my rides and remind me when it's time for maintenance. These small things make every ride feel more relaxed and worry-free.
22 Jun 2026|Farhan Khan
5 Rating

Highway Comfort Ride

The Bajaj Avenger Cruise 220 offers true laid-back cruiser comfort with its relaxed ergonomics. The wide handlebar and low seating make long rides enjoyable. It delivers around 25 km/l mileage, and the brakes include both front and rear with disc system. With its chrome styling and windshield, it feels perfect for highway cruising without fatigue.
11 Nov 2025|Shlok Pathak
5 Rating

Bajaj Avenger Cruise 220

Owning the Avenger Cruise 220 has been enjoyable because of its tall windshield and chrome finish. The single-seat design offers extra comfort on long rides, while the footrest placement enhances the cruiser feel. Its classic spoke wheels match the retro theme, making it perfect for highway cruising. Additionally, Avenger Cruise 220 offers a digital speedometer, odometer, tripmeter & more to make the riding experience easier & quicker.
5 Nov 2025|Riaan Kapoor
5 Rating

Great for Short Riders, Not for Tall Ones

Avenger Cruise 220 ka seat height short riders ke liye perfect hai. Long rides pe rear seat uncomfortable lagti hai, especially pillion ke liye. Engine smooth hai, lekin highway pe ek gear aur hona chahiye tha. City aur short trips ke liye sahi hai.
6 Jun 2025|Rohan Mehta
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Frequently Asked Questions

Q. How Much Is The EMI For Bajaj Avenger Cruise 220?

A. The EMI for Bajaj Avenger Cruise 220 depends on the principal amount, loan amount, loan time period and the interest rate charged by various lenders.

Q. How Much Is The Interest Rate For Bajaj Avenger Cruise 220?

A. The interest rate for Bajaj Avenger Cruise 220 depends on the bank and lending institution. Generally, the interest rate ranges between 9.7% per annum to 15% per annum.

Q. What Is The The Ex-Showroom Price Of Bajaj Avenger Cruise 220?

A. The ex-showroom price of Bajaj Avenger Cruise 220 in India is ₹ 133617.

Q. What Will Be The EMI For Bajaj Avenger Cruise 220 At 10000 Down Payment At 12 % For 12 Months?

A. For the down payment of 10000 at an interest rate of 12 % and if loan tenure is 12 months, the monthly EMI would be ₹10,983

Q. How To Calculate Monthly EMI For Bajaj Avenger Cruise 220?

A. The monthly EMI for Bajaj Avenger Cruise 220 can be calculated with the formula of P x R x (1+R)^N / [(1+R)^N-1. Here, P is the Principal amount of the loan, R is the interest rate, and N is the number of monthly instalments for Bajaj Avenger Cruise 220.

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