Ather Rizta EMI Calculator
Ather Rizta EMI starts at ₹3,744 per month for a time period of 36 months at 10 % interest rate for a loan amount of ₹1,16,031. If you are Looking for a Ather Rizta EMI calculator, try BikeJunction’s bike EMI calculator. Our bike EMI calculator gives you a complete break-up of the total monthly EMI payable for Ather Rizta. You just have to enter the down payment, preferred interest rate and the time period for the loan of Ather Rizta. With our EMI calculator for bikes, electric bikes, and scooters, you can easily calculate the instalments for Ather Rizta after reducing the down payment amount.
Calculate Ather Rizta Bike Loan EMI
Down Payment
₹0₹1,28,186
Interest Rate
8%20%
Loan Period ( months )
660
On-Road Price
₹1,28,186
EMI for 36 months
₹3,744/month
Payable Amount in 36 months
₹1,34,784
Loan Amount
₹1,16,031
Total Interest
₹18,753
Principal 86.1%Interest 13.9%
| months | Principal Amount | Interest | Balance |
|---|---|---|---|
| 6 | ₹1,16,031 | ₹3,411 | ₹1,19,442 |
| 12 | ₹1,16,031 | ₹6,381 | ₹1,22,412 |
| 24 | ₹1,16,031 | ₹12,489 | ₹1,28,520 |
| 36 | ₹1,16,031 | ₹18,753 | ₹1,34,784 |
| 48 | ₹1,16,031 | ₹25,233 | ₹1,41,264 |
| 60 | ₹1,16,031 | ₹31,929 | ₹1,47,960 |
Disclaimer: The calculation performed by EMI Calculator is based on the information you entered and is for illustrative purposes only. This calculation reflects amounts in Indian Rupee rounded to the nearest whole figure. Estimated monthly payments DO NOT include any processing or other possible fees which may depend on the financial institution / banks. All loan figures are based upon non-commercial usage and are subject to credit approval from an independent lending source. Actual down payment and resulting monthly payments may vary depending upon type and use of vehicle, regional lender requirements, and the strength of your credit. Check with your dealer for exact monthly payment.
Ather Rizta Down Payment and EMI
| Rizta Variants | Down Payment | LOAN (@10%) | EMI (36 months) |
|---|---|---|---|
Rizta S 2.9 Kwh-Mono₹ 1.28 Lakh | ₹ 12,155 | ₹ 1.16 Lakh | ₹ 3,744 |
Rizta Z 2.9 Kwh - Mono₹ 1.46 Lakh | ₹ 13,905 | ₹ 1.33 Lakh | ₹ 4,276 |
Rizta Z 3.5 Kwh - Mono₹ 1.67 Lakh | ₹ 15,905 | ₹ 1.51 Lakh | ₹ 4,883 |
Rizta S - 3.5 Kwh - Mono₹ 1.52 Lakh | ₹ 14,405 | ₹ 1.37 Lakh | ₹ 4,428 |
Rizta S 2.9 Kwh - Super Matte₹ 1.30 Lakh | ₹ 12,355 | ₹ 1.18 Lakh | ₹ 3,805 |
Rizta Z 2.9 kwh - Super Matte₹ 1.48 Lakh | ₹ 14,105 | ₹ 1.34 Lakh | ₹ 4,337 |
Rizta S 3.5 Kwh - Super Matte₹ 1.54 Lakh | ₹ 14,605 | ₹ 1.39 Lakh | ₹ 4,489 |
Rizta Z 3.5 Kwh - Super Matte₹ 1.69 Lakh | ₹ 16,105 | ₹ 1.53 Lakh | ₹ 4,944 |
Rizta Z 3.5 kwh - Duo₹ 1.68 Lakh | ₹ 16,005 | ₹ 1.52 Lakh | ₹ 4,914 |
Rizta Z 2.9 kwh - Duo₹ 1.47 Lakh | ₹ 14,005 | ₹ 1.33 Lakh | ₹ 4,306 |
Rizta S 2.9 Kwh - Stack Pro₹ 1.28 Lakh | ₹ 12,155 | ₹ 1.16 Lakh | ₹ 3,744 |
Rizta S 3.5 Kwh - Stack Pro₹ 1.52 Lakh | ₹ 14,405 | ₹ 1.37 Lakh | ₹ 4,428 |
Rizta Z 2.9 Kwh Stack Pro₹ 1.46 Lakh | ₹ 13,905 | ₹ 1.33 Lakh | ₹ 4,276 |
Rizta Z 3.5 Kwh - Stack Pro₹ 1.67 Lakh | ₹ 15,905 | ₹ 1.51 Lakh | ₹ 4,883 |
Rizta Z 2.9 Kwh Duo Stack Pro₹ 1.47 Lakh | ₹ 14,005 | ₹ 1.33 Lakh | ₹ 4,306 |
Rizta Z 2.9 Kwh Super Matte Stack Pro₹ 1.48 Lakh | ₹ 14,105 | ₹ 1.34 Lakh | ₹ 4,337 |
Rizta S 3.5 Kwh Super Matte Stack Pro₹ 1.69 Lakh | ₹ 16,105 | ₹ 1.53 Lakh | ₹ 4,944 |
Rizta Z 3.5 Kwh Duo Stack Pro₹ 1.68 Lakh | ₹ 16,005 | ₹ 1.52 Lakh | ₹ 4,914 |
Rizta Z 3.5 Kwh Super Matte Stack Pro₹ 1.69 Lakh | ₹ 16,105 | ₹ 1.53 Lakh | ₹ 4,944 |
Rizta S 2.9 Kwh Super Matte Stack Pro₹ 1.30 Lakh | ₹ 12,355 | ₹ 1.18 Lakh | ₹ 3,805 |
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Ather Rizta User Reviews
Based on 24 Reviews
5 Rating
Smart Dashboard and Generous Boot Space
The Ather Rizta has some nice features that make it stand out. I like the touchscreen dashboard because it looks modern and makes it easy to check important riding information. The 34L boot space is especially useful when I go shopping or need to carry my bag and other belongings. I don't have to worry about finding extra space for small items. These features make the Rizta a scooter I enjoy using, especially when I have errands to run around the city.
20 Oct 2026|Deepak
Helpful 
Unhelpful 4 Rating
Digital Controls Make Rides Feel Modern
The touchscreen dashboard gives the Rizta a more modern feel during everyday rides. I like having important information and controls available through a clean digital interface. The twist control is another feature that feels different from the usual setup. It makes controlling the scooter feel more intuitive once you get used to it. These details give the Rizta a slightly more premium character without making the riding experience feel complicated.
3 Sept 2026|Dhashrath
Helpful (1)Unhelpful 5 Rating
My Huge Family Scooter!
The seat is absolutely massive, and my family can sit comfortably without getting squished. The touchscreen dashboard feels super premium, putting Google Maps right on the screen so I never have to fumble with a phone mount. Plus, the realistic 120 km/charge range easily lasts me 4 to 5 days of office commutes and market runs before needing a plug. It feels solid, handles potholes smoothly, and is built perfectly for a relaxed, safe daily ride.
9 Aug 2026|Ishan Khanna
Helpful Unhelpful (1)4 Rating
Long Family Seat Meets Traction Control
Ather has built the ultimate family-focused electric scooter here, prioritizing immense space and safety over aggressive sports styling. Yielding up to 123 km of certified range, its crown jewels are the longest seat in the segment and a massive 34-litre under-seat boot. It features an advanced SkidControl traction system to prevent dangerous rear-wheel slips on slick, rainy city roads.
10 Jun 2026|Khushboo Kapoor
Helpful (2)Unhelpful (1)4 Rating
Comfort For Daily Use
I own the Ather Rizta mainly for family rides and get about 123 km range depending on variant. The top speed feels around 80 km/h and ground clearance is good for uneven surfaces. The kerb weight feels manageable and the tubeless 12-inch tyres provide a smooth, sure-footed ride with solid traction.
16 Feb 2026|Lalchand Tripathi
Helpful (1)Unhelpful 5 Rating
Family-Friendly Scooter
The Ather Rizta’s 2.9 kWh battery with around 123 km claimed range and 80 km/h top speed gives a calm but capable feel. The seat feels relatively roomy and comfy for pillion too. For daily errands or school runs, it feels practical. Suspension and handling stay predictable in town traffic. Charging overnight fits easily into my schedule.
13 Feb 2026|Suresh
Helpful (1)Unhelpful 
Ather Rizta News
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Frequently Asked Questions
Q. How Much Is The EMI For Ather Rizta?
A. The EMI for Ather Rizta depends on the principal amount, loan amount, loan time period and the interest rate charged by various lenders.
Q. How Much Is The Interest Rate For Ather Rizta?
A. The interest rate for Ather Rizta depends on the bank and lending institution. Generally, the interest rate ranges between 9.7% per annum to 15% per annum.
Q. What Is The The Ex-Showroom Price Of Ather Rizta?
A. The ex-showroom price of Ather Rizta in India is ₹ 121549.
Q. What Will Be The EMI For Ather Rizta At 10000 Down Payment At 12 % For 12 Months?
A. For the down payment of 10000 at an interest rate of 12 % and if loan tenure is 12 months, the monthly EMI would be ₹9,910
Q. How To Calculate Monthly EMI For Ather Rizta?
A. The monthly EMI for Ather Rizta can be calculated with the formula of P x R x (1+R)^N / [(1+R)^N-1. Here, P is the Principal amount of the loan, R is the interest rate, and N is the number of monthly instalments for Ather Rizta.
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