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Yamaha Ray ZR 125 [2020-2026] EMI Calculator
Yamaha Ray ZR 125 [2020-2026] EMI starts at ₹6,553 per month for a time period of 12 months at 12 % interest rate for a loan amount of ₹73,760. If you are Looking for a Yamaha Ray ZR 125 [2020-2026] EMI calculator, try BikeJunction’s bike EMI calculator. Our bike EMI calculator gives you a complete break-up of the total monthly EMI payable for Yamaha Ray ZR 125 [2020-2026]. You just have to enter the down payment, preferred interest rate and the time period for the loan of Yamaha Ray ZR 125 [2020-2026]. With our EMI calculator for bikes, electric bikes, and scooters, you can easily calculate the instalments for Yamaha Ray ZR 125 [2020-2026] after reducing the down payment amount.
Calculate Loan EMI
₹1,602EMI for 5 years
Loan Amount : ₹75,384
Down Payment
₹ 0
₹ 62,820
| months | Principal Amount | Interest | Balance |
|---|---|---|---|
| 6 | ₹75,384 | ₹2,214 | ₹77,598 |
| 12 | ₹75,384 | ₹4,152 | ₹79,536 |
| 24 | ₹75,384 | ₹8,112 | ₹83,496 |
| 36 | ₹75,384 | ₹12,204 | ₹87,588 |
| 48 | ₹75,384 | ₹16,392 | ₹91,776 |
| 60 | ₹75,384 | ₹20,736 | ₹96,120 |
Disclaimer: The calculation performed by EMI Calculator is based on the information you entered and is for illustrative purposes only. This calculation reflects amounts in Indian Rupee rounded to the nearest whole figure. Estimated monthly payments DO NOT include any processing or other possible fees which may depend on the financial institution / banks. All loan figures are based upon non-commercial usage and are subject to credit approval from an independent lending source. Actual down payment and resulting monthly payments may vary depending upon type and use of vehicle, regional lender requirements, and the strength of your credit. Check with your dealer for exact monthly payment.
Yamaha Ray ZR 125 [2020-2026] Down Payment and EMI
| Ray ZR 125 [2020-2026] Variants | Down Payment | LOAN (@10%) | EMI (36 months) |
|---|---|---|---|
Ray ZR 125 [2020-2026] Disc₹ 83,760 | ₹ 8,376 | ₹ 75,384 | ₹ 2,432 |
Ray ZR 125 Hybrid Drum₹ 76,960 | ₹ 7,696 | ₹ 69,264 | ₹ 2,235 |
| ₹ 8,976 | ₹ 80,784 | ₹ 2,607 |
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Yamaha Ray ZR 125 [2020-2026] User Reviews
Based on 19 Reviews
4 Rating
I Started Enjoying Traffic Signals!
The hybrid assist makes the scooter move quickly as soon as the signal turns green. It feels smooth and light without trying too hard. After riding it for a few weeks, I also noticed the 49 kmpl mileage helping me save on fuel. Funny enough, I no longer look at traffic as a problem. Sometimes, it's just another chance to enjoy the scooter.
10 Aug 2026|Jatin Arora
Helpful 
Unhelpful 5 Rating
Effortless Lightweight Street Scooter!
This scooter makes weaving through heavy city traffic and handling daily grocery runs completely stress-free. The braking setup with a front disc and rear drum works brilliantly together. It delivers a sharp stopping power, keeping me feeling completely stable and safe when I need to slow down quickly in sudden traffic. The 125 cc engine is incredibly punchy and responsive. Thanks to the hybrid assist, it zips off the line with great urgency, making it super easy to overtake slower vehicles and glide up flyovers effortlessly.
18 Jun 2026|Harish Rai
Helpful Unhelpful 5 Rating
Sporty Style with Smart Efficiency
The Ray ZR 125 Fi stands out with its sharp design and lightweight feel, making city rides quick and effortless. Its fuel-injected 125cc engine delivers smooth performance with excellent mileage, perfect for daily commuting.
5 Feb 2026|Yash
Helpful (1)Unhelpful 5 Rating
Eye-Catching Design, Smooth Ride
As a young professional, I find the Ray ZR 125 to be a good fit for my lifestyle. It’s easy to park, looks sporty, and doesn’t feel heavy in traffic. The scooter offers a fun riding experience and is ideal for daily office commutes.
1 Jul 2025|Rakesh Nair
Helpful Unhelpful 5 Rating
City Traffic King Scooter
Very stylish and reliable scooter for young people. The hybrid engine gives good mileage and smooth performance. Build quality is strong. Bluetooth connectivity is a big plus. Overall, a very good package for city riders.
27 Jun 2025|Arjun Reddy
Helpful Unhelpful 4 Rating
Lightweight, Easy to Ride
Yamaha Ray ZR 125 is super light, only 99 kg. Maneuvering in city traffic is very easy. Mileage is good, around 60 kmpl. Seat comfort is decent but bumpy roads pe thoda vibration feel hota hai. Still, overall bahut accha scooter hai for college and office.
13 Jun 2025|Mohan Lal
Helpful Unhelpful ![View All Yamaha Ray ZR 125 [2020-2026] Reviews Icons](https://static.thebikejunction.com/bj/right_arrow-new.svg "View All Yamaha Ray ZR 125 [2020-2026] Reviews"){kind=icon}
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Frequently Asked Questions
Q. How Much Is The EMI For Yamaha Ray ZR 125 [2020-2026]?
A. The EMI for Yamaha Ray ZR 125 [2020-2026] depends on the principal amount, loan amount, loan time period and the interest rate charged by various lenders.
Q. How Much Is The Interest Rate For Yamaha Ray ZR 125 [2020-2026]?
A. The interest rate for Yamaha Ray ZR 125 [2020-2026] depends on the bank and lending institution. Generally, the interest rate ranges between 9.7% per annum to 15% per annum.
Q. What Is The The Ex-Showroom Price Of Yamaha Ray ZR 125 [2020-2026]?
A. The ex-showroom price of Yamaha Ray ZR 125 [2020-2026] in India is ₹ 83760.
Q. What Will Be The EMI For Yamaha Ray ZR 125 [2020-2026] At 10000 Down Payment At 12 % For 12 Months?
A. For the down payment of 10000 at an interest rate of 12 % and if loan tenure is 12 months, the monthly EMI would be ₹6,553
Q. How To Calculate Monthly EMI For Yamaha Ray ZR 125 [2020-2026]?
A. The monthly EMI for Yamaha Ray ZR 125 [2020-2026] can be calculated with the formula of P x R x (1+R)^N / [(1+R)^N-1. Here, P is the Principal amount of the loan, R is the interest rate, and N is the number of monthly instalments for Yamaha Ray ZR 125 [2020-2026].
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