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Matter Aera EMI Calculator

Matter Aera EMI starts at ₹16,332 per month for a time period of 12 months at 12 % interest rate for a loan amount of ₹1,83,826. If you are Looking for a Matter Aera EMI calculator, try BikeJunction’s bike EMI calculator. Our bike EMI calculator gives you a complete break-up of the total monthly EMI payable for Matter Aera. You just have to enter the down payment, preferred interest rate and the time period for the loan of Matter Aera. With our EMI calculator for bikes, electric bikes, and scooters, you can easily calculate the instalments for Matter Aera after reducing the down payment amount.

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Calculate Loan EMI

Brand

Model

Variant

Matter

Edit

Aera 5000 +

₹3,707EMI For 5 years

Loan amount : ₹1,74,443

Down Payment

₹ 0

₹ 1.45 Lakh

Tenure

6 months

5 year

60 Months

Interest

20%

Months	Principal Amt	Interest	Balance
6	₹1,74,443	₹5,125	₹1,79,568
12	₹1,74,443	₹9,601	₹1,84,044
24	₹1,74,443	₹18,757	₹1,93,200
36	₹1,74,443	₹28,201	₹2,02,644
48	₹1,74,443	₹37,957	₹2,12,400
60	₹1,74,443	₹47,977	₹2,22,420

Disclaimer: The calculation performed by EMI Calculator is based on the information you entered and is for illustrative purposes only. This calculation reflects amounts in Indian Rupee rounded to the nearest whole figure. Estimated monthly payments DO NOT include any processing or other possible fees which may depend on the financial institution / banks. All loan figures are based upon non-commercial usage and are subject to credit approval from an independent lending source. Actual down payment and resulting monthly payments may vary depending upon type and use of vehicle, regional lender requirements, and the strength of your credit. Check with your dealer for exact monthly payment.

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Bank Name	Banks	Interest
ICICI		9% p.a. onwards
Yes		9% p.a. onwards
HDFC		9% p.a. onwards

Matter Aera Down Payment and EMI

Aera Variants	Down Payment	Loan (@10%)	EMI (36 months)
Aera 5000 +₹ 1.94 Lakh	₹ 19,383	₹ 1.74 Lakh	₹ 5,629
Aera 5000₹ 1.81 Lakh	₹ 18,131	₹ 1.63 Lakh	₹ 5,265

Aera Price in India

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Matter Aera User Reviews

4.6

Overall

Based on 19 Reviews

5 Rating

Loaded with Features and Great Performance

The Matter Aera surprised me with its power and gearbox setup. It’s one of the few e-bikes with manual gears, which makes it fun to ride. The touchscreen and connected features work smoothly, and the build feels premium. I easily get over 120 km range, and charging it is simple at home.

1 Dec 2025|Deepak Gupta

Helpful

Unhelpful

5 Rating

Awesome Bike

I recently bought the Matter Aera, and I must say, it’s an impressive electric bike with some unique features that set it apart from other EVs in the market.

2 Apr 2025|Dheeraj

Helpful

Unhelpful

5 Rating

Best Bike - Matter Aera

I have never seen a bike like this before. I bought this bike last month, and when I rode it, I realized that my choice of bike was right. When I take my girlfriend on this bike and go for a long ride, it is a lot of fun.

13 Mar 2025|Ganesh Singh

Helpful

Unhelpful (1)

2 Rating

Poor Performance of Battery

The Matter AERA battery runs out very fast. This is a big problem for me.

7 Mar 2025|Kamal Panday

Helpful

Unhelpful

4 Rating

Tech-Lovers Ke Liye Best Choice

Agar aapko modern features pasand hain, to Matter Aera bilkul perfect hai. OTA updates aur accident detection jaise features ise alag banate hain. Stylish bhi hai aur low maintenance bhi!

30 Nov 2024|Paras

Helpful

Unhelpful

4 Rating

Daily Use Ke Liye Perfect

Main apne daily commute ke liye use karta hoon, aur performance bahut acchi hai. Seat bhi kaafi comfortable hai aur reverse parking assist feature super helpful lagta hai.

30 Nov 2024|Tikam

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Unhelpful

View All Matter Aera Reviews