Hero HF 100 EMI Calculator
Hero HF 100 EMI starts at ₹1,888 per month for a time period of 36 months at 10 % interest rate for a loan amount of ₹58,483. If you are Looking for a Hero HF 100 EMI calculator, try BikeJunction’s bike EMI calculator. Our bike EMI calculator gives you a complete break-up of the total monthly EMI payable for Hero HF 100. You just have to enter the down payment, preferred interest rate and the time period for the loan of Hero HF 100. With our EMI calculator for bikes, electric bikes, and scooters, you can easily calculate the instalments for Hero HF 100 after reducing the down payment amount.
Calculate Hero HF 100 Bike Loan EMI
Down Payment
₹0₹64,357
Interest Rate
8%20%
Loan Period ( months )
660
On-Road Price
₹64,357
EMI for 36 months
₹1,888/month
Payable Amount in 36 months
₹67,968
Loan Amount
₹58,483
Total Interest
₹9,485
Principal 86.0%Interest 14.0%
| months | Principal Amount | Interest | Balance |
|---|---|---|---|
| 6 | ₹58,483 | ₹1,721 | ₹60,204 |
| 12 | ₹58,483 | ₹3,221 | ₹61,704 |
| 24 | ₹58,483 | ₹6,293 | ₹64,776 |
| 36 | ₹58,483 | ₹9,485 | ₹67,968 |
| 48 | ₹58,483 | ₹12,749 | ₹71,232 |
| 60 | ₹58,483 | ₹16,097 | ₹74,580 |
Disclaimer: The calculation performed by EMI Calculator is based on the information you entered and is for illustrative purposes only. This calculation reflects amounts in Indian Rupee rounded to the nearest whole figure. Estimated monthly payments DO NOT include any processing or other possible fees which may depend on the financial institution / banks. All loan figures are based upon non-commercial usage and are subject to credit approval from an independent lending source. Actual down payment and resulting monthly payments may vary depending upon type and use of vehicle, regional lender requirements, and the strength of your credit. Check with your dealer for exact monthly payment.
Hero HF 100 Down Payment and EMI
| HF 100 Variants | Down Payment | LOAN (@10%) | EMI (36 months) |
|---|---|---|---|
HF 100 Drum Kick Cast OBD2B₹ 65,547 | ₹ 5,984 | ₹ 59,563 | ₹ 1,922 |
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HF 100 Price in India
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Hero HF 100 User Reviews
Based on 12 Reviews
4 Rating
Review Focused on Basic Use and Mileage
The Hero HF 100 feels very simple to ride. The 97.2 cc engine gives steady power for daily roads. The bike feels light and easy to handle. It gives very high mileage. The seat feels comfortable for short trips. It is a good choice for someone who needs a basic commuter.
19 Nov 2025|Arpit
Helpful (1)
Unhelpful 5 Rating
Lightweight & Fuel-Efficient Bike
Hero HF 100 is a basic, lightweight commuter bike. It’s easy to ride, very fuel-efficient, and simple to maintain. The engine is small but reliable for short city trips. Comfort is average, and the design is minimal, but it gets the job done. This bike is perfect for students or anyone on a tight budget.
19 Nov 2025|Anay Saini
Helpful Unhelpful (1)5 Rating
Budget-Friendly Bike for Daily Needs
I bought the Hero HF 100 because of its low price and simple design. The bike has a kick-start system, drum brakes, and light switches, which are easy to use daily. The mileage is close to 65 kmpl, and it gives me worry-free usage. It weighs less than 110 kg, making it easy to control. HF 100 is a great budget-friendly commuter for city rides.
6 Nov 2025|Ismael
Helpful Unhelpful (1)5 Rating
Simple and Trustworthy
I gifted my cousin the Hero HF 100 as his first bike. The 97cc engine is basic but reliable, and mileage is around 65 kmpl. It is very easy to ride and maintain. However, it looks very plain and lacks modern features. Still, for someone new to biking, this no-nonsense machine is a great start.
25 Aug 2025|Saurabh Chauhan
Helpful Unhelpful (1)4 Rating
Living With This Bike
I went for the Hero HF 100 because of its simple design and reliability. The bike offers 165 mm ground clearance, which is enough for everyday roads. Seat height is 805 mm, and the wide seat feels supportive. The 9.1-litre fuel tank also helps reduce frequent refills, which is useful for daily rides.
22 Aug 2025|Vihaan Pandey
Helpful (1)Unhelpful 5 Rating
Perfect Pick for Daily Rides
I recently gifted my younger brother a bike, which my friend recommended, the Hero HF 100. The Kerb weight of HF 100 is also quite lighter, which makes it simple to ride in traffic and on bumpy roads. In terms of daily rides, this bike is quite decent, and the mileage it gives is 60 kmpl.
6 Aug 2025|Lokesh Jain
Helpful (1)Unhelpful 
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Frequently Asked Questions
Q. How Much Is The EMI For Hero HF 100?
A. The EMI for Hero HF 100 depends on the principal amount, loan amount, loan time period and the interest rate charged by various lenders.
Q. How Much Is The Interest Rate For Hero HF 100?
A. The interest rate for Hero HF 100 depends on the bank and lending institution. Generally, the interest rate ranges between 9.7% per annum to 15% per annum.
Q. What Is The The Ex-Showroom Price Of Hero HF 100?
A. The ex-showroom price of Hero HF 100 in India is ₹ 58739.
Q. What Will Be The EMI For Hero HF 100 At 10000 Down Payment At 12 % For 12 Months?
A. For the down payment of 10000 at an interest rate of 12 % and if loan tenure is 12 months, the monthly EMI would be ₹4,330
Q. How To Calculate Monthly EMI For Hero HF 100?
A. The monthly EMI for Hero HF 100 can be calculated with the formula of P x R x (1+R)^N / [(1+R)^N-1. Here, P is the Principal amount of the loan, R is the interest rate, and N is the number of monthly instalments for Hero HF 100.
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