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Hero Electric Photon EMI Calculator

Hero Electric Photon EMI starts at ₹8,918 per month for a time period of 12 months at 12 % interest rate for a loan amount of ₹1,00,376. If you are Looking for a Hero Electric Photon EMI calculator, try BikeJunction’s bike EMI calculator. Our bike EMI calculator gives you a complete break-up of the total monthly EMI payable for Hero Electric Photon. You just have to enter the down payment, preferred interest rate and the time period for the loan of Hero Electric Photon. With our EMI calculator for bikes, electric bikes, and scooters, you can easily calculate the instalments for Hero Electric Photon after reducing the down payment amount.

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Calculate Loan EMI

Brand

Model

Variant

Hero Electric

Edit

Photon HX

₹2,111EMI For 5 years

Loan amount : ₹99,338

Down Payment

₹ 0

₹ 82,782

Tenure

6 months

5 year

60 Months

Interest

20%

Months	Principal Amt	Interest	Balance
6	₹99,338	₹2,920	₹1,02,258
12	₹99,338	₹5,470	₹1,04,808
24	₹99,338	₹10,678	₹1,10,016
36	₹99,338	₹16,078	₹1,15,416
48	₹99,338	₹21,622	₹1,20,960
60	₹99,338	₹27,322	₹1,26,660

Disclaimer: The calculation performed by EMI Calculator is based on the information you entered and is for illustrative purposes only. This calculation reflects amounts in Indian Rupee rounded to the nearest whole figure. Estimated monthly payments DO NOT include any processing or other possible fees which may depend on the financial institution / banks. All loan figures are based upon non-commercial usage and are subject to credit approval from an independent lending source. Actual down payment and resulting monthly payments may vary depending upon type and use of vehicle, regional lender requirements, and the strength of your credit. Check with your dealer for exact monthly payment.

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Bank Name	Banks	Interest
ICICI		9% p.a. onwards
Yes		9% p.a. onwards
HDFC		9% p.a. onwards

Hero Electric Photon Down Payment and EMI

Photon Variants	Down Payment	Loan (@10%)	EMI (36 months)
Photon HX₹ 1.10 Lakh	₹ 11,038	₹ 99,338	₹ 3,205

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Hero Electric Photon User Reviews

4.7

Overall

Based on 6 Reviews

5 Rating

Photon

I’ve been riding the Hero Electric Photon for over a year, and it remains my most reliable scooter. The seat height and soft suspension make it comfortable even on uneven city roads. Its 1.87kWh battery provides 108km range with consistent performance in both riding modes. The digital console, halogen headlamp, and telescopic forks add convenience, while tubed tyres offer great stability on turns.

5 Dec 2025|Shauryaveer Yadav

Helpful

Unhelpful

5 Rating

Easy to Handle and Comfortable

Photon ekdum comfortable hai chalane mein. Handling bhi bohot asaan hai, aur city traffic mein bahut accha perform karta hai. Battery ka backup bhi acha hai, zarur try karo.

26 Nov 2024|Yash Raj

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Unhelpful

5 Rating

Stylish and Eco-Friendly

Mujhe Hero Electric Photon ka design bohot stylish laga. Charging bhi simple hai aur scooter fast chalti hai. Environment ke liye bhi achha hai, kyunki pollution kam karte hai. Definitely recommend.

26 Nov 2024|Harsh

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Unhelpful

4 Rating

Best for Daily Use

Hero Electric Photon kaafi achha hai daily use ke liye! Ride smooth hai aur battery backup bhi kaafi accha hai. Ab fuel ka tension nahi hai, bohot accha option hai city ke liye.

26 Nov 2024|Mayank

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Unhelpful

4 Rating

Value for Money

Hero Electric Photon is an affordable and efficient scooter. It has good speed, and the charging time is not long. The comfort level is great, and I feel safe while riding it. It's perfect for city rides, and I'm saving a lot on fuel.

26 Nov 2024|Umesh

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Unhelpful

5 Rating

Smooth Ride and Good Battery Life

I recently bought the Hero Electric Photon, and I’m really happy with its performance. The ride is smooth, and the battery lasts quite a while. It’s perfect for daily commutes, and I don’t need to worry about charging it every day. A great electric scooter for its price.

26 Nov 2024|Vaibhav

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Unhelpful

View All Hero Electric Photon Reviews